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Whilst every care has been taken in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.

Your local money services


Save for those times when you know you’ll need a bit of extra cash and for the unexpected emergency.

Saving accounts


Avoid extortionate Pay Day loans with an affordable loans from £250 to £10,000 with Affinity.

Loans and borrowing

Announcement 2

About Affinity

What exactly is a Credit Union?

We’re a not-for-profit financial co-operative, owned and run by ourmembers. Credit Union members share a common bond; our members must live or work in West Cumbria.

About us


Take Out a Loan with Affinity

With Affinity, you can secure an affordable loan that can keep you doing what you love. Borrow between £250 and £10,000 today or pick any amount that will work for you.


Announcement 3

Over 4,000 happy Cumbrians and counting

Affinity is a credit union for people who live or work in West Cumbria. Helping keep money within the local economy and offering access to affordable loans and savings accounts.

Announcement 4

"Credit unions provide an excellent alternative to high-cost lenders and the 'too big to fail' high street banks. Your savings are guaranteed and if you need to borrow, you know you can afford the repayments. I am excited that my savings will be recycled as a local loan, keeping my money working in the community."

Sue & Max, Workington

"I would recommend saving with the Credit Union to everyone. Now I have a regular amount deducted by my employer I don't miss it and checking online the other night I got a really pleasant surprise. My family have been members longer than I have and its reassuring to know that they won't need to resort to ultra high interest lenders in an emergency."

Celia, Seaton

"The Credit Union is a great way to save a little money for the future with the ability to borrow extra at a competitive rate, when you need it, avoiding the high interest lenders. The credit union is easy to join; I joined and would encourage others. Hopefully payday lenders and doorstep loans will be a thing of the past if the community support the Credit Union."

Denise, Workington

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Announcement 6

Affinity are not-for-profit! We say no to big banker bonuses so that we can invest profits back into West Cumbria, reward our members and offer better rates! Sound good?

Contact us
Contact Us
  • Affinity Credit Union
  • Tel: 0800 086 8766
  • Email:
  • Web:
  • Address: Unit S36, Campbell-Savours Way, Workington, CA14 2AB

We're a not-for-profit financial co-operative, owned and run by our members. Credit Union members share a common bond; our members must live or work in West Cumbria.

Get in touch

01946 817508

Workington Town Centre branch
  • Unit 36, Campbell-Savours Way, Workington, CA14 3DZ
  • Mon - Fri 9.30am - 4.30pm
  • Sat   10.00am - 4.30pm
  • 01900 65723
Maryport branch
  • Town Hall, Senhouse Street, Maryport, CA15 6BH
  • Thu 10.00am - 4.00pm
  • 01900 702841
South Workington branch
  • 22-24 Moorbanks Road, Workington, CA14 3XP
  • Tue 10.00am - 4.00pm
  • 01900 63642
Cleator Moor branch
  • The Council Centre, Market Square, Cleator Moor, CA25 5AP
  • Mon, Tue 9.00am - 12.30pm
  • Thu, Fri   9.00am - 2.30pm
  • 01946 817508
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Affinity is a trading name of West Cumbria Credit Union and is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. FCA & PRA FRN: 213606